Frequently Asked Quations

You can apply through our web or mobile application, as well as through WhatsApp. Download the application, login and submit a 2-minute application. Keep your PAN card & Aadhar card handy!
Your loan will be processed within 24 to 48 hours depending upon the documents and verification requirement.
We offer a maximum tenure of 5 years or 60 months depending on the kind of loan you are availing.
Yes, this can be done as per the foreclosure terms mentioned in your loan agreement.
No, neither can be changed.
Yes, you can pay your instalment and other dues online through our online EMI payment option, located on the header of our website.
No, you only have to submit your KYC documents along with bank details for loan approval. Until the loan is repaid, the vehicle will be hypothecated to Perpetuity Capital.
You can borrow up to 95% of ex-showroom price (on-road in used vehicle loans) of the vehicle (subject to applicable terms & conditions). Exact percentage would depend upon your credit score and eligibility.
To ensure a smooth experience, we charge a nominal processing/ document fee and applicable stamp duty of Rs. 10,000/-. You can get detailed information from our representatives on Whatsapp number or email [email protected].
Once you have completed your loan repayment, we will process and close your loan, post which a physical copy of the NOC will be sent to your registered address. You may also contact our customer care number at 8100114060 or write to us at [email protected]
Your spouse or any blood relative staying at the same residence as yours can be a co-applicant.
Under the finance agreement, foreclosure is not contemplated. However, upon your specific request, we may advise the settlement amount to you and on remittance of the same, the necessary termination papers would be issued.
Once you submit your loan application, depending on the strength of your application you may or may not require a guarantor